Category: Utah Housing
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Utah has been in a buyer’s market for nearly all of 2026, and that changes the playbook for both buyers and sellers this fall.
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Stop waiting for the “perfect time” or a 20% down payment that feels impossible in today’s housing market. Homeownership in Utah is more accessible than the standard banking myths suggest, especially as the market shifts toward a more balanced landscape in 2026 where inventory is rising and competition is cooling.
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Mortgage rates just jumped, home prices are still high, and every headline is screaming at Utah buyers to wait. I’m Kristopher “Kris” Matyas — The Mortgage Rebel — and after 25-plus years in this business, I’ll tell you the uncomfortable truth: waiting for a lower rate can cost you more than the higher rate ever…