Tag: VA Loans
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The math favors VA loans more than most veterans realize. On September 3, 2026, the national 30-year fixed mortgage rate averaged 6.88% — and the 30-year VA index sat lower at 6.46% on the same day. That combination is why VA loans so often win the cost comparison. As a fellow veteran and a mortgage…
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I’m Kris Matyas — the Mortgage Rebel at Barrett Financial Group, and before I ran a mortgage shop I wore Army boots. Utah has one of the strongest housing markets in the country, and there’s no better tool for a veteran buying here than the VA loan. But the benefit only works if you know…
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Stop waiting for the “perfect time” or a 20% down payment that feels impossible in today’s housing market. Homeownership in Utah is more accessible than the standard banking myths suggest, especially as the market shifts toward a more balanced landscape in 2026 where inventory is rising and competition is cooling.
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Can you buy a Utah home with $0 down in 2026? Yes. Army veteran Kris Matyas breaks down VA loan myths, credit scores, and the 2026 funding fee math.