Tag: First-Time Homebuyer
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The math favors VA loans more than most veterans realize. On September 3, 2026, the national 30-year fixed mortgage rate averaged 6.88% — and the 30-year VA index sat lower at 6.46% on the same day. That combination is why VA loans so often win the cost comparison. As a fellow veteran and a mortgage…
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Stop waiting for the “perfect time” or a 20% down payment that feels impossible in today’s housing market. Homeownership in Utah is more accessible than the standard banking myths suggest, especially as the market shifts toward a more balanced landscape in 2026 where inventory is rising and competition is cooling.